I have been chatting with an individual online for some time now and he wants...

I have been chatting with an individual online for some time now and he wants me to send him a picture of myself. I'm an attractive 26 yr.old, African American female and he said he was 38 yrs. old with three kids.

I know there's a possibility that when I see his picture that I may not want to get to know him any better than I do now. Is there a tactful way to handle these kinds of situations?

First of all, don't flatter yourself. Just because you're attractive to you, doesn't mean you'll be attractive to him.

Here is a solution. Prior to chatting extensively with someone, inform them that you'd like to exchange pictures, just to be certain that neither of you will be disappointed.